Thursday, 1 September 2016

Auto Insurance: Information to Exchange with Other Driver

Once you call the police to the scene of the accident, you would need to get insurance information of the other driver. It is professionally advised by insurance experts not to get into any argument with the other driver. The insurance information you would need to collect include all of these highlighted in this post and any other you could think of.

Name and contact Information
If you are meeting someone for the first time, you would ask for their name. Well the same applies in this situation. You should not just settle for a first name. Get the full name of the driver and the contact information. By contact information, we mean a reachable cell number, home and office addresses, if possible.

Insurance Company Information
You should ask for the name of his insurance company and their policy number. This would help with easy identification of the insurer. When your insurer contacts their insurer, it would be easy to identify the driver.

License and Plate Number
The next information to take down is the driver’s license number. You would have to politely request this from the driver. The plate number is easy to take down. Ensure you write it down in a place you can easily access it.

Vehicle Information
There are three main things to look out for here - the type of car, the color, and the model of the car. Every other thing to know about the car will fall into place once these and the plate number is known.

Obviously you would need to tell the exact location of the accident to your insurer. The company may send an adjuster to the location to review and inspect the level of damage.

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