Not
many people realize that it takes almost 2 month for insurers to gather
information before making an offer. Sometimes it may seem like it is taking
forever and can be frustrating. If you want to get ahead of these delays, here
are few tips to get a quick underwriting.
Provide All Your Physician Information
Life insurance companies would need to contact all your physicians. This is done to
properly and accurately determine the level and condition of your health. By
providing the necessary contact information, these insurance companies would
not have to bother searching for it. According to a top life insurance agent at
Greater National Group, the underwriting process seems to take forever because
necessary information are not adequately provided by clients.
Medical Examination
This
is yet another step that could delay the application process entirely. Most
people tend to wait out first before scheduling a medical examination. The
insurer would need to get your health status details and would not proceed
without it. To give you a better lead, try scheduling your medical examination
a week before you apply for the policy. This will give ample time for your
physician to fit you in for an examination.
Work with the Insurer
This may seem like a well-known
fact but you will be surprised to know that most people actually don't practice
it. Establishing a good working cooperation with the insurer will ensure the
underwriting process moves a whole lot faster.
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